GIG Gulf

GIG Gulf is the trading name of Gulf Insurance Group (Gulf) B.S.C. Closed, listed by the Central Bank of the UAE as a foreign insurance company, register number 69.¹ It sells motorcycle insurance as Ride Easy, in two levels: third party and comprehensive.²

What does Ride Easy cover?

The table is from GIG Gulf’s motorcycle terms.³

What does it exclude?

Racing, competitions, rallies and trials, riding off the public road unless agreed, and use for hire or reward as a courier, dispatch rider or fast food delivery rider.³ The cover is for social, domestic and pleasure use and travel to a permanent place of work or study.²

Which discounts does it list?

GIG Gulf’s leaflet lists 5% for women riders, 5% if you completed a motorcycle safety course in the last three years, 5% on car or home insurance if your motorcycle is insured with it, and 10% or 15% for a voluntary extra excess.² Insurers price within the limits of the motor tariff.⁴

How do you claim?

Call 800 292 within the UAE, or +971 4 5074085 from outside the UAE.⁵ The same number handles roadside assistance.⁵

Ask GIG Gulf for the motorcycle terms and check the use and excess on your schedule before you buy.

The small print

• GIG Gulf’s leaflet lists a standard excess of AED 1,500 on comprehensive cover, written for several Gulf countries.² Its UAE terms reproduce the unified Schedule 3 maximum deductibles.³ Ask which excess applies to your policy.
• The leaflet states UAE registration certificate number 69, dated 22 January 2002.²
• The terms limit agency repair to the first registration year, optional up to three years. The leaflet says agency repair can run up to four years.³² Ask which applies to your bike.